Need an appraisal in Naples or Collier County?
The top 7 reasons Florida homeowners hire Wayne & Dudley - Appraisers:
At Wayne & Dudley - Appraisers, we understand the special needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Wayne & Dudley - Appraisers, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenge a property tax assessmentIf you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Wayne & Dudley - Appraisers is your number one weapon when contesting your property tax assessment.
Need to remove PMI?A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Wayne & Dudley - Appraisers, we're experienced in helping consumers just like you abolish unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your home is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Wayne & Dudley - Appraisers can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Wayne & Dudley - Appraisers can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.